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Your money, guarded.

How RayBank protects you, and five habits that protect you even more.

What we do

Protection built in

Encrypted end to end

Sensitive data is encrypted in transit and at rest. Aadhaar is stored encrypted and shown only as XXXX XXXX 1234.

Human in the loop

Loan Buddy never approves a loan. A loan officer reviews every application.

Instant alerts

SMS and app alerts on every transaction, and one-tap card blocking.

What you can do

Five habits that stop fraud

  1. 01

    RayBank never asks for your PIN, OTP or password

    Not on a call, not on WhatsApp, not by email. Anyone who asks is a fraudster.

  2. 02

    Never scan a QR code to receive money

    Scanning is for paying. You don’t need to scan anything to receive a payment.

  3. 03

    Check the link

    Our site is only the address you typed. Be careful with shortened links.

  4. 04

    Keep your phone number updated

    So that alerts reach you immediately.

  5. 05

    Report quickly

    Call 1800-000-0729 within three days of an unauthorised transaction.