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Banking that rises with you.

RayBank started with a simple belief: a bank should feel like a trusted neighbour, not a queue. Every product is designed to be understood in one reading, in the language you think in.

2009founded in Pune (fictional)
1.8 crorecustomers
1,240branches
11languages supported
Our promise

Three things we never compromise

  1. 01

    Plain words

    No jargon, no fine print you can’t find. Loan Buddy quotes the policy it is reading from.

  2. 02

    Human decisions

    AI helps you apply. People decide. Every loan is reviewed by a loan officer.

  3. 03

    Privacy by default

    Aadhaar is masked everywhere, even to our staff. You control your consent.

Timeline

Sixteen years, one direction

  1. 2009First branch in Viman Nagar, Pune
  2. 2014Net banking and UPI-first app
  3. 2019NRI desk opens in Dubai and Singapore
  4. 2024Hindi-first support, 11 languages
  5. 2026Loan Buddy launches

Fictional history for demonstration.